Insurance and Billing

Life Stone Center accepts all insurance carriers (whether in-network or out-of-network). There is much to understand regarding pre-authorization of services, your deductible and co-payment. We provide free verification of your particular mental health benefits and will help you learn what they mean.


Life Stone is happy to accept payments from clergy, state victims reparations and many others. We also offer a sliding scale for clients who are uninsured and need assistance in paying for treatment, simply fill out the financial hardship application and a Life Stone representative will be in contact with you.
Insurance Verification
 
Fill out the form below and a Life Stone representative will be in contact with you shortly to review your coverage.

Deductible:

A deductible is the amount a member must pay out-of-pocket before insurance benefits kick in. Deductibles are often listed dually, by individual and family. In other words, if you have a $300/$900 deductible it means that $300 must be met for one family member OR $900 by the family before insurance will begin paying for services. Deductibles correspond to your plan’s policy year (e.g., calendar or fiscal).
Co-payment:
A co-payment is the portion of the charge for the appointment that the member is responsible for. This amount may be a specific dollar amount, a percentage of the total charge, or a combination of the two.
Pre-authorization of Services:
Some plans require you, the member, to call in advance of your appointment to receive authorization (e.g., payment) for a covered service. Failure to obtain pre-authorization can result in the member being responsible for the entire fee for the appointment.
Out-of-Network Benefits:
Many insurance plans have provider panels, which are the professionals whose services the plan will pay the maximum benefit for. Some plans allow members to “swing out” of the panel and see any provider they choose. The main disadvantage of going outside your network is that you may have to pay a deductible, or a higher deductible, and your co-payment is often higher than if you use a provider who is in the network (i.e., on your plan's panel).
    7300 South 300 West Suite 101, Midvale, UT  84047                                                        
    21 East 100 North, Suite 100, American Fork, UT 84003
Salt Lake:         801.984.1717
American Fork: 801.980.7222
Fax:                 801.984.1720